From fixing your credit to funding your business

What we do

• Clean-up letters. We mail each bureau a letter asking it to update your name and address and remove old or misspelled names, addresses and employers you approve.
• Freezes. You freeze the smaller credit agencies on our checklist yourself. We don't do this for you.
• Dispute rounds. We mail dispute letters by certified mail, in your name, for the items and reasons you confirm. After each bureau answers, or fails to answer in time, we send the next round.
• Letters to companies. Where it fits, we prepare letters to the company that reports an item: asking a collector to verify a debt, a goodwill letter, a balance correction, or a question about an inquiry.
• Complaints. If a bureau or company doesn't investigate properly, we help you file a complaint with the Consumer Financial Protection Bureau.

What it costs, and when

You're never charged for work before it's done. Each round takes about 30 to 45 days, the time the bureaus have by law, plus mailing.

Your part

• Give us true information, a photo ID, proof of address and the last 4 digits of your Social Security number.
• Tell us only what's true about each item.
• Upload every letter the bureaus or companies mail you about your disputes, within 5 business days of getting it.
• Do the freezes on our checklist yourself, and keep the PINs.

What we don't promise

• No one can legally remove accurate, current and verifiable information from your credit report.
• We don't guarantee that any item will be removed, or any score, approval or amount of funding.
• We never dispute an item as wrong unless you tell us it is. For one you aren't sure about, we ask the bureau to verify it.
• We never apply for credit, open accounts or make payments for you.
• You can dispute inaccurate information yourself, for free, directly with the credit bureaus.

Your right to cancel

You may cancel without penalty or obligation at any time before midnight of the 3rd business day after the day you sign the service agreement. No work starts and nothing is charged until then. You sign the full agreement, with the disclosure statement, in the app before any work begins.

What we do

We guide you, step by step in the app, to free tools such as Experian Boost and credit-builder accounts. You decide and apply yourself. We never apply for credit for you. Free.

What we don't promise

• No one can legally remove accurate, current and verifiable information from your credit report.
• We don't guarantee that any item will be removed, or any score, approval or amount of funding.
• We never dispute an item as wrong unless you tell us it is. For one you aren't sure about, we ask the bureau to verify it.
• We never apply for credit, open accounts or make payments for you.
• You can dispute inaccurate information yourself, for free, directly with the credit bureaus.

What we do

We show you cards suited to your credit. Some are from partners who pay us when you sign up, and we say so next to each one. You decide and apply yourself, with the card company, on its terms. Free.

What we don't promise

• No one can legally remove accurate, current and verifiable information from your credit report.
• We don't guarantee that any item will be removed, or any score, approval or amount of funding.
• We never dispute an item as wrong unless you tell us it is. For one you aren't sure about, we ask the bureau to verify it.
• We never apply for credit, open accounts or make payments for you.
• You can dispute inaccurate information yourself, for free, directly with the credit bureaus.

What we do

We guide you through setting up your business, including filing an LLC with the state if you choose. Before any paid work starts, we give you the price in writing and you approve it in the app. Filing fees are charged after the filing is made.

What we don't promise

• No one can legally remove accurate, current and verifiable information from your credit report.
• We don't guarantee that any item will be removed, or any score, approval or amount of funding.
• We never dispute an item as wrong unless you tell us it is. For one you aren't sure about, we ask the bureau to verify it.
• We never apply for credit, open accounts or make payments for you.
• You can dispute inaccurate information yourself, for free, directly with the credit bureaus.

Your right to cancel

You may cancel without penalty or obligation at any time before midnight of the 3rd business day after the day you sign the service agreement. No work starts and nothing is charged until then. You sign the full agreement, with the disclosure statement, in the app before any work begins.

What we do

A free, self-serve guide to building your business's own credit file: the steps in order, with links to vendors and partners on each one. You open the accounts yourself, on each company's own site and terms. Some links may pay DisputeDriver if you sign up; that never changes what you pay. Free.

What we don't promise

• No one can legally remove accurate, current and verifiable information from your credit report.
• We don't guarantee that any item will be removed, or any score, approval or amount of funding.
• We never dispute an item as wrong unless you tell us it is. For one you aren't sure about, we ask the bureau to verify it.
• We never apply for credit, open accounts or make payments for you.
• You can dispute inaccurate information yourself, for free, directly with the credit bureaus.

What we do

A free, self-serve guide to getting ready for business funding: a readiness self-check and the order to apply for 0% business cards. You apply yourself; we never apply for you and don't promise any approval or amount. Free.

What we don't promise

• No one can legally remove accurate, current and verifiable information from your credit report.
• We don't guarantee that any item will be removed, or any score, approval or amount of funding.
• We never dispute an item as wrong unless you tell us it is. For one you aren't sure about, we ask the bureau to verify it.
• We never apply for credit, open accounts or make payments for you.
• You can dispute inaccurate information yourself, for free, directly with the credit bureaus.